The Evolution of Banking.
Spectra Bank is committed to the health of our customers amid this unprecedented epidemic of COVID-19. For updates on the related emergency response please visit Texas Health and Human Services: https://dshs.texas.gov/coronavirus/
. For those seeking relief aid via disaster loan assistance please visit: https://disasterloan.sba.gov/ela/
which will explain how business owners can apply for short-term working capital and business interruption loans.
We are devoted to our customers, our values, and to the communities that we so humbly have the opportunity to serve. As we enter a new phase, our history remains with us as a guide. We believe that our people make our Bank, and we will continue to make customer service our primary focus.
Talk to a Banker...
At Spectra Bank, we always have courteous bankers ready to answer any questions you may have regarding your personal or business banking needs. Call or come by today, or click the link below to submit your question via email.Talk to a Banker
Please DO NOT include any confidential personal information such as your account number or social security number in this email correspondence. A Spectra team member will contact you to secure any private or confidential information necessary to address your needs.
Spectra Bank offers a variety of checking accounts to meet your banking needs. Each product is a simple and economical resource for managing your money.
Spectra Bank offers a variety of savings accounts to meet your banking needs. Each product is a simple and economical resource for managing your money.
When you need a loan for your business, Spectra Bank is the right choice. Since we are locally owned and operated, we have a vested interest in our local community.
Retirement savings goals can be met a variety of ways. Let the professionals at Spectra Bank help you plan for your future.
About Spectra Bank
Our goal is to build successful banking relationships with our local North Central Texas communities by providing extraordinary service and fair value in everything we do.
Find out how Spectra Bank can make a real difference in how you do business.
Spectra Bank Resource Center
Information, Insights and Expert Advice.
All financial companies need to share customer's personal information to run their everyday business. In the document linked below, we list the reasons financial companies can share their customer's personal information.
Overview and disclosure of our policy on account funds availability:
This 2022 NACHA Rules notification provides a summary of changes to the NACHA Operating Rules & Guidelines (“Nacha Rules”), listed chronologically in the order of effective date:
Banking Made Easy... Download the App Today!
Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices.
At Spectra Bank we know our customers,
and we call them by name.
Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.