Security Reminders

Spectra Bank

Awareness

 

Protect Your Account

We will never request confirmation of your online account information via email or telephone.

We will never ask you to logon to our web site through email.

We will never ask you for your password.

If you receive any emails requesting this information, please do NOT reply to them or confirm your online bank account. Contact Spectra Bank at (817) 284-9598 if you have received such emails.

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Identity Fraud

 

Help Us Prevent Identity Fraud

According to the Federal Trade Commission, identity theft is the fastest-growing crime in the country. Our ability to feel safe is becoming more difficult with terrorism and crime on a steady increase.

The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft and the spread of terrorism. It requires financial institutions to obtain more information from an individual or legal entity to help establish identity.

Your cooperation is needed when you open a new account or request a loan. You may be asked more questions to establish and confirm your identity. It may also be required for you to provide one or more forms of identification.

 

Protect Your Identity

For more information about identity theft, go to www.ftc.gov/idtheft or call 1-877-IDTheft (438-4338)

 


 

FDIC Notice

 

Notice of Expiration of the Temporary Full FDIC Insurance Coverage for Noninterest-Bearing Transaction Accounts

By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.

For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit: http://www.fdic.gov/news/news/financial/2012/fil12045.html.

 

I was very pleased with the courteous, knowledgeable and expedient service I received at Spectra Bank. As a new customer I appreciate the friendly service and making me feel I am a valued client.

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Johnathon Smart, Ft. Worth Tx.

We were very impressed with the friendliness of everyone at Spectra Bank. We appreciated the promptness, kindness, and business knowledge that they showed.

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Annabel Robertson, Ft. Worth, Tx.

I opened a personal checking account and two business accounts at Spectra Bank and have been very happy with the service I have received.

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Taylor Whitney, Ft. Worth Tx.

Spectra Bank Resource Center

Information, Insights and Expert Advice.

Banking Made Easy... Download the App Today!

Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices.   No matter where you are,

Lost or Stolen Debit Card?

Having your wallet lost or stolen can be challenging. Spectra Bank is here to help. To report a lost or stolen Spectra Bank debit card, please call us immediately. During our normal business hours,

Security Awareness Information

This content is for information purposes only. Before acting on any ideas presented in this content; security, legal, technical, and reputational risks should be independently evaluated considering

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At Spectra Bank we know our customers,

and we call them by name.

Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.