About Us

Spectra Bank

Our Mission

Our goal is to build successful banking relationships with our local North Central Texas communities by providing extraordinary service and fair value in everything we do.

We hope you will enjoy the convenience this website offersYou will find information regarding our accounts, loans and other financial services, as well as easy access to Online Banking.

Whether it’s helping manage accounts or developing financial solutions, Spectra Bank can offer the products and services that are right for you. Please stop in or call today to let us know how we can put our personal service and responsiveness to work for you.

Spectra Bank is an independent, community oriented financial institution committed to providing financial services in our market area on a fair and equitable basis. Our core values are prudent judgement, fair business practices and confidentiality."

For our employees we will strive to provide a rich and fertile work environment that is both challenging and rewarding.

For our Shareholders we will strive to achieve the growth and profitability that is consistent with a fair return on investment. We will also strive to create and maintain franchise value through conservative management practices and diligent practices.

Our actions will be guided by the highest standards of honesty and integrity.


Contact Us

I was very pleased with the courteous, knowledgeable and expedient service I received at Spectra Bank. As a new customer I appreciate the friendly service and making me feel I am a valued client.


Johnathon Smart, Ft. Worth Tx.

We were very impressed with the friendliness of everyone at Spectra Bank. We appreciated the promptness, kindness, and business knowledge that they showed.


Annabel Robertson, Ft. Worth, Tx.

I opened a personal checking account and two business accounts at Spectra Bank and have been very happy with the service I have received.


Taylor Whitney, Ft. Worth Tx.

Spectra Bank Resource Center

Information, Insights and Expert Advice.

Banking Made Easy... Download the App Today!

Banking Made Easy... Download the App Today!

Banking with convenience in mind. Get 24/7 customer care at your fingertips, security you can trust and a smart, simple online banking experience on applicable devices.   No matter where you are,

Lost or Stolen Debit Card?

Lost or Stolen Debit Card?

Having your wallet lost or stolen can be challenging. Spectra Bank is here to help. To report a lost or stolen Spectra Bank debit card, please call us immediately. During our normal business hours,

Security Awareness Information

Security Awareness Information

This content is for information purposes only. Before acting on any ideas presented in this content; security, legal, technical, and reputational risks should be independently evaluated considering


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At Spectra Bank we know our customers,

and we call them by name.

Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.