At Spectra Bank, we know how crucial it is to save to protect yourself from unforeseen circumstances.

It is more financially advantageous to keep surplus funds in a savings account than a checking account. In addition, savings accounts are one of the most liquid investments outside of demand accounts and cash. While savings accounts facilitate saving, they also make it very easy to access your funds.

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Interest Earning Savings Account

Minimum Opening Requirement: $200 Initial Deposit.

Description of Account: At Spectra Bank how you save is just as important as what you’re saving for. We believe that saving your money is great. Growing it is even better.

Features: Free Online Banking with Bill Pay access, Free Mobile Banking access, and Free E-statements.

**Come visit us today for more information and additional requirements **

Money Market Account

Minimum Opening Requirement: $2500 Initial Deposit.

Description of Account: At Spectra Bank we believe in increasing your earning power while keeping your money within reach. This account lets you manage your finances, plan for a special purchase or save for an unexpected expense whatever the circumstance this account will keep you covered.

Features: Free Online Banking with Bill Pay access, Free Mobile Banking access, and Free E-statements.

**Come visit us today for more information and additional requirements **

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We were very impressed with the friendliness of everyone at Spectra Bank. We appreciated the promptness, kindness, and business knowledge that they showed.

Annabel Robertson, Ft. Worth, Tx.

I opened a personal checking account and two business accounts at Spectra Bank and have been very happy with the service I have received.

Taylor Whitney, Ft. Worth Tx.

I was very pleased with the courteous, knowledgeable and expedient service I received at Spectra Bank. As a new customer I appreciate the friendly service and making me feel I am a valued client.