Cash Management

Spectra Bank

Cash Management

Increase productivity with a range of automated solutions that frees up internal resources to focus on developing your business.

  • Wire Transfers - Need your money to get there quickly and securely? Use wire transfers to get funds to family, businesses, or almost anywhere where timing matters. Commercial customers easily access and submit wire transfer requests through the Spectra Bank Mobile App.

**Contact us today for more information and additional requirements**

  • Remote Deposit Capture – With Spectra Bank’s remote deposit capture service spend less time depositing checks and more time growing your business. You can make deposits to your Spectra Bank account without leaving your office. All you need is a computer, a check scanner we provide, and access to the internet to easily scan and transmit check images for deposit to your Spectra Bank business checking account.

**Remote Deposit Capture is subject to approval. A monthly services fee will be assessed.**

**Contact us today for more information and additional requirements.**

  • ACH Origination – ACH Origination service is a secure, fast and convenient way to manage cash flow for your business. Spectra Bank’s program allows business customers to credit employee accounts directly without cutting payroll checks. You will decrease cost of paper checks and increase your cash flow. This program gives your employees automatic credit to their banking account on payday reducing headaches for your payroll service.

**ACH Origination is subject to approval. A monthly service fee will be assessed.**

**Contact us today for more information and additional requirements.**

We were very impressed with the friendliness of everyone at Spectra Bank. We appreciated the promptness, kindness, and business knowledge that they showed.
Annabel Robertson, Ft. Worth, Tx.
I opened a personal checking account and two business accounts at Spectra Bank and have been very happy with the service I have received.
Taylor Whitney, Ft. Worth Tx.
I was very pleased with the courteous, knowledgeable and expedient service I received at Spectra Bank. As a new customer I appreciate the friendly service and making me feel I am a valued client.
Johnathon Smart, Ft. Worth Tx.

Spectra Bank Resource Center

Information, Insights and Expert Advice.
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At Spectra Bank we know our customers,

and we call them by name.

Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.