Due to inclement weather our bank operation may be impacted. Please contact us at or call 214-542-9455.

Please note we will never call you and ask you to give your personal information over the phone. If you receive a call asking to reveal personal information, please contact us immediately.

Business Checking Accounts

Spectra Bank

Business Checking Accounts

No matter your checking account needs, we can offer you the perfect financial solution. Choose from one of our business checking accounts shown below:

Commercial Checking

Minimum Opening Requirement: $200.00 Initial Deposit

Description of Account: At Spectra Bank we understand the financial demands of businesses with a high level of activity. That’s why we offer commercial checking accounts. This account is designed to deliver value and provide features that meet your everyday demands. You can also benefit from incorporating cash management tolls into your commercial checking account. With the Spectra Bank commercial checking account, you can conveniently manage your business finances with a peace of mind. Come visit us today for more information and additional requirements.

Features: Free Online Banking, Debit Card access, Free Mobile Banking access, and Free E-statements.

**Come visit us today for more information and additional requirements**

NOW Account

Minimum Opening Requirement: $1000 Initial Deposit.

Description of Account: The NOW (negotiable order of withdrawal) account is an interest-bearing checking account perfect for those needing availability of funds with the added benefit of competitive interest rates. With this account you can also write unlimited checks.

Features: Free Online Banking, Free Mobile Banking access, and Free E-statements.

**Come visit us today for more information and additional requirements **

We were very impressed with the friendliness of everyone at Spectra Bank. We appreciated the promptness, kindness, and business knowledge that they showed.
Annabel Robertson, Ft. Worth, Tx.
I opened a personal checking account and two business accounts at Spectra Bank and have been very happy with the service I have received.
Taylor Whitney, Ft. Worth Tx.
I was very pleased with the courteous, knowledgeable and expedient service I received at Spectra Bank. As a new customer I appreciate the friendly service and making me feel I am a valued client.
Johnathon Smart, Ft. Worth Tx.

Spectra Bank Resource Center

Information, Insights and Expert Advice.
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At Spectra Bank we know our customers,

and we call them by name.

Our goal is to meet the needs of all customers, ranging from personal to business banking. Simple banking and experienced common sense bankers are what we strive to be. Our executive team is always available to make decisions promptly, so come visit us at either location today.